TERMS AND CONDITIONS

Michael Alvarez DBA Alvarez Life Insurance

Effective Date: March 1, 2026

These Terms and Conditions govern your use of the Alvarez Life Insurance website and messaging services.

By submitting your information or opting into communications, you agree to these Terms and our Privacy Policy.

1. Program Description

Alvarez Life Insurance provides information about insurance services and may send communications to individuals who request information or opt in through our website.

Messages may include:

• Responses to inquiries

• Appointment confirmations and reminders

• Customer service updates

• Insurance service information

• Promotional or marketing updates

Message frequency may vary depending on your interaction with our services.

2. Consent to Receive Messages

By providing your phone number and opting in through our website forms, you authorize Alvarez Life Insurance to send SMS messages to the mobile number provided.

Consent to receive SMS messages is not a condition of purchase.

3. Opt Out

You can cancel the SMS service at any time.

Text STOP to the number from which you receive messages.

After sending STOP, you will receive confirmation of your unsubscribe status. After this, you will no longer receive SMS messages unless you opt in again.

4. Opt In Again

To rejoin, you may opt in again by submitting your information through our website forms.

5. Help and Support

If you experience issues with the messaging program, reply HELP for assistance.

You may also contact us at:

Phone: (714) 750-6821

Email: [email protected]

Website: http://alvarezlifeinsurance.com

6. Message Frequency and Rates

Message frequency may vary.

Message and data rates may apply for messages sent to you from us and to us from you.

For questions about your messaging or data plan, contact your wireless provider.

7. Carrier Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages.

8. Age Restriction

You must be at least 18 years old to use this website or opt in to receive communications.

9. Privacy

Your participation in the messaging program is also governed by our Privacy Policy.

10. Changes to Terms

We may update these Terms and Conditions at any time. Updates will be posted with a revised effective date.

11. Contact Information

Michael Alvarez DBA Alvarez Life Insurance
Michael Alvarez

Phone: (714) 750-6821

Email: [email protected]

Website: http://alvarezlifeinsurance.com